Finance and Fintech Solutions

Transform your financial operations with Arybit’s innovative solutions in digital banking, payment processing, and analytics.

Explore Solutions

Digital Banking Platforms

An app that offers core banking services like account management, fund transfers, savings goals, and spending insights

  • Real-time transaction updates
  • AI-driven savings recommendations
  • Cardless ATM withdrawals
  • Multi-currency accounts

High due to the rise in digital-only banks and consumer preference for mobile-first banking

Open

Personal Finance Management Apps

Help users budget, save, and manage expenses more effectively

  • Budget tracking and goal setting
  • Categorization of expenses using AI
  • Integration with bank accounts for automated data import
  • Bill reminders and debt payoff plans

Growing as people prioritize financial literacy and control over their finances

Open

P2P Lending Platforms

Connect borrowers and lenders directly, bypassing traditional banks

  • Risk assessment for borrowers using AI
  • Automated loan repayment schedules
  • Crowdlending options for larger goals

Popular in regions with limited access to traditional banking or high-interest loans

Open

Crypto Trading and Wallet App

Enable users to buy, sell, and store cryptocurrencies securely

  • Portfolio management with real-time updates
  • Educational content about cryptocurrency markets
  • Secure storage with multi-signature wallets
  • Advanced trading tools like stop-loss and limit orders

Huge, given the continued growth and interest in blockchain technologies and cryptocurrencies

Open

Payment Processing Solutions

Apps for businesses to accept payments online and offline

  • Support for multiple payment methods (credit cards, wallets, BNPL)
  • Integration with e-commerce platforms
  • Fraud detection and prevention
  • Analytics dashboards for merchants

Essential for SMEs and e-commerce businesses in the digital economy

Open

InsurTech Platforms

Digital insurance platforms for claims, policies, and customer service

  • AI-driven policy recommendations
  • Real-time claim tracking
  • Paperless policy issuance and renewals
  • Integration with wearable devices for health insurance

High as consumers demand more transparent and flexible insurance services

Open

Investment and Trading Apps

Tools for users to manage and grow their investments

  • Fractional investing in stocks, ETFs, and mutual funds
  • Robo-advisors for passive investing
  • Social trading to follow and copy strategies of experienced investors
  • Educational modules on investing basics

Strong due to growing interest in retail investing and financial independence

Open

BNPL Platforms

Allow customers to split purchases into interest-free installments

  • Instant credit checks
  • Flexible repayment plans
  • Merchant dashboards for analytics

Growing rapidly among younger demographics for online shopping

Open

Financial Analytics for SMEs

Apps providing actionable insights to help small businesses manage finances

  • Cash flow forecasting
  • Expense categorization
  • Integration with invoicing and accounting software
  • Financial health scores for businesses

Increasing as SMEs look to optimize operations

Open

ESG-Focused Investment Apps

Invest in companies with strong environmental, social, and governance practices

  • Sustainability scoring for investments
  • Impact calculators for investment portfolios
  • Curated portfolios based on ESG criteria

Rising as socially conscious investing becomes more important

Open

Cross-Border Payment Platforms

Seamless international money transfers with minimal fees

  • Multi-currency support
  • Real-time exchange rate updates
  • Blockchain technology for transparent transactions

Significant as globalization drives the need for easy cross-border payments

Open

Fraud Detection & Identity Verification

Tools to prevent fraud and verify identities for financial services

  • AI-based anomaly detection
  • Biometric authentication
  • Document verification using OCR

Essential as online financial fraud becomes more sophisticated

Open

Micro-Investment Apps

Enable users to invest small amounts in stocks, ETFs, or real estate

  • Round-up investments from everyday purchases
  • Low-fee portfolios
  • Investment education for beginners

Expanding as people look to invest spare change and save effortlessly

Open

Employee Benefits & Payroll Apps

Apps to streamline payroll and offer flexible employee benefits

  • Automated payroll processing
  • Flexible benefits selection
  • Real-time payslip generation
  • Integration with tax and compliance systems

In demand as companies look to modernize HR processes

Open